Everything above comes from the filed record alone. Companies House publishes no website, so the engine built the likely domains from the registered name and checked each one. Tried paymentscope.co.uk, payment-scope.co.uk, paymentscope.com, payment-scope.com, and none of them identifies itself as PAYMENT SCOPE UK LIMITED. A business trading under a name other than the one it is registered under will not be found that way.
These are the things the engine worked out rather than was told, and each one changes an answer further up. Answering one turns it from something read off a ledger into something the customer has said, which is what stops cover being sold against a wrong guess. Every card says what it changes.
Nobody typed any of this in. Every number above came out of one of these reads, and every fact carries where it came from and how sure the engine is about it.
Classified from filed SIC code 62012.
£163 to £255 a year across 2 products. A band, not a quote.
Anchored on Admiral Business's published Public Liability rate of £6.07 a month (single carpenter, £1,000,000 cover, as at 22 April 2026). Public Liability: £6.07 anchor × 0.65 trade risk × 1 cover level × 1 turnover. Professional Indemnity: £13.5 at £250,000 × 1 cover level × 1 turnover (dampened). Band is ±22%.
A CSV exported from a bank or an accounts package. It is read in the request that carried it and thrown away when that request ends, and the file itself is never written down. The engine says what it made of the columns before it uses any of it, and anything the file cannot settle for itself is asked rather than assumed.
Choose the second option for an expenses sheet, where every amount is positive and nothing in the file says which way the money went. No export to hand? Take a sample, which is a fictional trade's year.
Everything in this movement is public, was read without anybody's permission, and is what somebody filed rather than what is true today. A set of small company accounts describes a year that ended before it was sent in, and the register publishes it months after that, so every figure below carries the date it describes and the day it arrived. The register can say who has an exposure. It cannot say who lacks cover: a filed balance sheet has never had a line for insurance in it, so an absence here is an absence of a field and not evidence about anybody.
| Line | Filed | What it is |
|---|---|---|
| Employees, average over the year | 0 | A headcount and not a sum. The one figure here that decides a legal duty |
| Net assets | £1 | What was held over what was owed |
Read straight out of the inline XBRL of the document filed on 9 Sept 2026, 35 tagged facts in it. net assets of £1 against total equity of £1, which agree.
An average of zero employees over the period. That is the average over the year to 31 December 2025, filed on 9 September 2026. The register does not say what is true today. A company with no employees is outside the Employers' Liability (Compulsory Insurance) Act 1969, and the duty starts on the day it takes somebody on.
As at 31 Dec 2025, so 9 months old. Filed on 9 Sept 2026.
What the business held over what it owed at the balance-sheet date. As at 31 December 2025, filed 9 September 2026.
As at 31 Dec 2025, so 9 months old. Filed on 9 Sept 2026.
A dormant filing is the company telling the register it had no significant accounting transactions in the period. What it usually means is that the trading is happening somewhere else, in a name the same people own, rather than that this business has no exposure. Where the directors run other companies, those are worth looking at instead of this one. Last accounts made up to 31 December 2025.
As at 31 Dec 2025, so 9 months old.
The exposures that usually go with that trade are advice that a client can rely on. A SIC code is self-selected on the incorporation form and never audited, so it is evidence of a declaration rather than of a trade. Set at incorporation on 16 December 2024.
As at 16 Dec 2024, so 22 months old.
111 Piccadilly, Manchester, M1 2HY is a registered office, and an accountancy practice is usually the registered office of its own clients. What files there is public and comes back in four requests, and reading what each of their own accounts filed is a job that can be started from that page and comes back later.
Illustrative only. This is a statement of demands and needs based on public records and information you confirm, not a personal recommendation or a quote. Prices are banded estimates derived from published rates and are not an offer of cover.